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    • Domestic Credit Insurance

    We insure you against loss from bad debt by offering the following products and services:

    Credit Assessment
    We provide you with the insight necessary in business. With data on more than 40 million companies and sophisticated modeling systems, we provide an impartial viewpoint, letting you make credit decisions based on all available information. This lets you focus on your core business, while at the same time, reducing time and cost spent on credit analysis.

    Underwriting
    Our seasoned team of underwriters write policies tailored to meet your business needs. All of your policies will be calculated at a fair premium rate based on insurable turnover or account receivables. These policies allow you to hedge your risk without notifying your client. At the same time, you may assign policy proceeds to banks to increase your creditworthiness and ability to secure working capital.

    Credit Management
    We constantly monitor the financial situation of your buyers to keep you up-to-date. In the event of adverse developments that will affect your business, you will be informed immediately. This lets you strengthen your internal credit management and reduce the expense of credit administration.

    Claim Service
    In the event of an unforeseen delay of payment, or the bankruptcy of your client, we will work promptly to indemnify your assets. This will help restore your cash flow. So rather than running damage control you can concentrate on running your business.

    Credit Insurance Inclusion and Exclusion

    1. Inclusion
    B to B trading
    Domestic Businesses with terms of payment within a year

    2. Exclusion
    Trade between affiliated companies
    Trade with individual persons
    Trade with governmental or public institutions
    Delay of payment because of disputes
    Trade of cash settlement (Risk in account receivable will be covered.)

    Credit Insurance Features

    1. Comprehensive coverage for risk of buyers` credit.

    2. Credit Limit will be provided for each buyer based on the application from clients.

    3. Credit Insurance indemnifies losses up to coverage ratio (standard: 90%) within credit limit.

    Premium
    Will be calculated exclusively for each client based on annual turnover and trading history.

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